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AN INVESTIGATION INTO HOW FEDERAL STUDENT LOAN INTEREST RATES INFLUENCE BORROWERS’ REPAYMENT BEHAVIOR IN NIGERIA

This study investigates how federal student loan interest rates influence borrowers’ repayment behavior in Nigeria. Usin...

Chapters

5

Research Type

quantitative

Delivery Time

24 Hours

Preview

CAPTER ONE INTRODUCTION 1.1 Background of the Study Over the past decade, there has been a notable increase in the amount of debt college students have taken on to finance their higher education. This rise in student borrowing has been accompanied by growing rates of loan delinquency and default. According to research by Looney and Yannelis (2015), roughly 30% of borrowers from recent cohorts had not repaid their student loans five years after beginning repayment. Despite this, student loans...

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